DISABILITY.W/S
FILE INFORMATION
FILENAME(S): DISABILITY.W/S
FILE TYPE(S): SEQ
FILE SIZE: 3.1K
FIRST SEEN: 2025-11-30 21:21:43
APPEARS ON: 1 disk(s)
FILE HASH
4510ca2a8a8e16ab4c4a6f4b6978da1b9e8aeff5b3a9226bf37dc4797327197e
FOUND ON DISKS (1 DISKS)
| DISK TITLE | FILENAME | FILE TYPE | COLLECTION | TRACK | SECTOR | ACTIONS |
|---|---|---|---|---|---|---|
| SCOTCH | DISABILITY.W/S | SEQ | DuncanTwain | 6 | 9 | DOWNLOAD FILE |
FILE CONTENT & ANALYSIS
00000000: 22 0D 22 0D 22 20 20 20 20 20 20 20 20 20 20 20 |"."." | 00000010: 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 | | 00000020: 20 20 20 20 C4 C9 D3 C1 C2 C9 CC C9 D4 D9 20 C9 | .......... .| 00000030: CE C3 CF CD C5 0D 22 0D 22 0D 22 31 2E 20 CD CF |......"."."1. ..| 00000040: CE D4 C8 CC D9 20 C1 D6 C5 D2 C1 C7 C5 20 CF C6 |..... ....... ..| 00000050: 20 D4 CF D4 C1 CC 20 CC C9 D6 C9 CE C7 20 C5 D8 | ..... ...... ..| 00000060: D0 C5 CE D3 C5 D3 20 D7 C8 C9 CC C5 20 C4 C9 D3 |...... ..... ...| 00000070: C1 C2 CC C5 C4 0D 22 20 20 20 28 D0 C5 D2 20 C9 |......" (... .| 00000080: CE C3 CF CD C5 20 C1 CE C4 20 C5 D8 D0 C5 CE D3 |..... ... ......| 00000090: C5 20 D3 D4 C1 D4 C5 CD C5 CE D4 29 20 20 20 20 |. .........) | 000000A0: 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 | | 000000B0: 20 20 20 20 20 20 20 24 2D 2D 2D 2D 2D 2D 2D 2D | $--------| 000000C0: 2D 2D 2D 2D 0D 22 0D 22 20 20 20 D4 48 49 53 20 |----."." .HIS | 000000D0: 41 4D 4F 55 4E 54 20 53 48 4F 55 4C 44 20 42 45 |AMOUNT SHOULD BE| 000000E0: 20 41 44 4A 55 53 54 45 44 20 41 53 20 46 4F 4C | ADJUSTED AS FOL| 000000F0: 4C 4F 57 53 3A 0D 22 0D 22 20 20 20 41 29 20 C9 |LOWS:."." A) .| 00000100: 4E 43 52 45 41 53 45 44 20 42 45 43 41 55 53 45 |NCREASED BECAUSE| 00000110: 20 4F 46 20 52 45 4C 41 54 45 44 20 55 4E 52 45 | OF RELATED UNRE| 00000120: 49 4D 42 55 52 53 45 44 20 48 45 41 4C 54 48 20 |IMBURSED HEALTH | 00000130: 43 41 52 45 0D 22 20 20 20 20 20 20 45 58 50 45 |CARE." EXPE| 00000140: 4E 53 45 53 20 20 20 20 20 20 20 20 20 20 20 20 |NSES | 00000150: 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 | | 00000160: 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 | | 00000170: 20 20 20 20 20 20 24 2D 2D 2D 2D 2D 2D 2D 2D 2D | $---------| 00000180: 2D 2D 2D 0D 22 20 20 20 42 29 20 D2 45 44 55 43 |---." B) .EDUC| 00000190: 45 44 20 42 45 43 41 55 53 45 20 4F 46 20 57 41 |ED BECAUSE OF WA| 000001A0: 49 56 45 52 53 20 4F 46 20 50 52 45 4D 49 55 4D |IVERS OF PREMIUM| 000001B0: 20 43 4C 41 55 53 45 53 20 4F 4E 20 48 45 41 4C | CLAUSES ON HEAL| 000001C0: 54 48 0D 22 20 20 20 20 20 20 41 4E 44 20 4C 49 |TH." AND LI| 000001D0: 46 45 20 49 4E 53 55 52 41 4E 43 45 20 44 55 52 |FE INSURANCE DUR| 000001E0: 49 4E 47 20 50 45 52 49 4F 44 20 4F 46 20 44 49 |ING PERIOD OF DI| 000001F0: 53 41 42 4C 45 4D 45 4E 54 0D 22 20 20 20 20 20 |SABLEMENT." | 00000200: 20 28 43 48 45 43 4B 20 50 4F 4C 49 43 49 45 53 | (CHECK POLICIES| 00000210: 29 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 |) | 00000220: 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 | | 00000230: 20 20 20 20 20 20 20 20 20 20 20 24 2D 2D 2D 2D | $----| 00000240: 2D 2D 2D 2D 2D 2D 2D 2D 0D 22 0D 22 20 20 20 20 |--------."." | 00000250: 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 | | 00000260: 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 | | 00000270: 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 | | 00000280: 20 20 20 20 20 D4 CF D4 C1 CC 20 20 24 2D 2D 2D | ..... $---| 00000290: 2D 2D 2D 2D 2D 2D 2D 2D 2D 0D 22 0D 22 3D 3D 3D |---------."."===| 000002A0: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 000002B0: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 000002C0: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 000002D0: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 000002E0: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 0D 22 32 2E 20 CD |==========."2. .| 000002F0: CF CE D4 C8 CC D9 20 C1 D6 C5 D2 C1 C7 C5 20 CF |...... ....... .| 00000300: C6 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 |. | 00000310: 20 20 20 20 20 20 20 20 20 20 20 20 20 CD 4F 4E | .ON| 00000320: 54 48 4C 59 20 C2 45 4E 45 46 49 54 53 0D 22 20 |THLY .ENEFITS." | 00000330: 20 20 D3 D5 C2 D3 D4 C9 D4 D5 D4 C5 20 C9 CE C3 | .......... ...| 00000340: CF CD C5 20 D7 C8 C9 CC C5 20 20 20 20 20 20 20 |... ..... | 00000350: 20 20 20 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D | -------------| 00000360: 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D |----------------| 00000370: 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 0D 22 20 20 |------------." | 00000380: 20 C4 C9 D3 C1 C2 CC C5 C4 20 D4 C8 D2 CF D5 C7 | ........ ......| 00000390: C8 20 C9 CC CC CE C5 D3 D3 20 20 20 20 20 20 20 |. ....... | 000003A0: 20 20 20 20 C9 4D 4D 45 44 49 41 54 45 2A 20 20 | .MMEDIATE* | 000003B0: 20 20 20 20 C1 46 54 45 52 20 36 20 20 20 20 20 | .FTER 6 | 000003C0: 20 20 C1 46 54 45 52 20 32 0D 22 20 20 20 CF D2 | .FTER 2." ..| 000003D0: 20 C9 CE CA D5 D2 D9 20 20 20 20 20 20 20 20 20 | ...... | 000003E0: 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 | | 000003F0: 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 | | 00000400: 20 CD 4F 4E 54 48 53 20 20 20 20 20 20 20 20 D9 | .ONTHS .| 00000410: 45 41 52 53 2A 2A 0D 22 3D 3D 3D 3D 3D 3D 3D 3D |EARS**."========| 00000420: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000430: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000440: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000450: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000460: 3D 3D 3D 3D 3D 0D 22 C7 52 4F 55 50 20 C4 49 53 |=====.".ROUP .IS| 00000470: 41 42 49 4C 49 54 59 20 C9 4E 53 55 52 41 4E 43 |ABILITY .NSURANC| 00000480: 45 20 28 D4 41 58 2D 46 52 45 45 0D 22 20 49 46 |E (.AX-FREE." IF| 00000490: 20 59 4F 55 20 48 41 56 45 20 50 41 49 44 20 50 | YOU HAVE PAID P| 000004A0: 52 45 4D 49 55 4D 53 3B 20 54 41 58 41 42 4C 45 |REMIUMS; TAXABLE| 000004B0: 0D 22 20 57 49 54 48 20 41 4E 20 41 4E 4E 55 41 |." WITH AN ANNUA| 000004C0: 4C 20 45 58 45 4D 50 54 49 4F 4E 20 4F 46 20 24 |L EXEMPTION OF $| 000004D0: 35 2C 32 30 30 0D 22 20 49 46 20 59 4F 55 20 48 |5,200." IF YOU H| 000004E0: 41 56 45 4E 27 54 2E 29 20 20 20 20 20 20 20 20 |AVEN'T.) | 000004F0: 20 20 20 20 20 20 20 20 20 20 20 24 2D 2D 2D 2D | $----| 00000500: 2D 2D 2D 2D 2D 2D 2D 2D 20 24 2D 2D 2D 2D 2D 2D |-------- $------| 00000510: 2D 2D 2D 2D 2D 2D 20 24 2D 2D 2D 2D 2D 2D 2D 2D |------ $--------| 00000520: 2D 2D 2D 2D 0D 22 D3 4F 43 49 41 4C 20 D3 45 43 |----.".OCIAL .EC| 00000530: 55 52 49 54 59 20 28 C2 45 4E 45 46 49 54 53 20 |URITY (.ENEFITS | 00000540: 42 45 47 49 4E 20 57 49 54 48 0D 22 20 53 49 58 |BEGIN WITH." SIX| 00000550: 54 48 20 4D 4F 4E 54 48 2E 20 20 C4 45 50 45 4E |TH MONTH. .EPEN| 00000560: 44 45 4E 54 53 20 41 4C 53 4F 20 51 55 41 4C 49 |DENTS ALSO QUALI| 00000570: 46 59 0D 22 20 46 4F 52 20 43 45 52 54 41 49 4E |FY." FOR CERTAIN| 00000580: 20 42 45 4E 45 46 49 54 53 2E 20 20 C3 4F 4E 53 | BENEFITS. .ONS| 00000590: 55 4C 54 20 D3 4F 43 49 41 4C 0D 22 20 D3 45 43 |ULT .OCIAL." .EC| 000005A0: 55 52 49 54 59 20 CF 46 46 49 43 45 2E 29 20 20 |URITY .FFICE.) | 000005B0: 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 | | 000005C0: 20 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 20 20 2D | ------------ -| 000005D0: 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 20 20 2D 2D 2D |----------- ---| 000005E0: 2D 2D 2D 2D 2D 2D 2D 2D 2D 0D 22 D3 54 41 54 45 |---------.".TATE| 000005F0: 20 C4 49 53 41 42 49 4C 49 54 59 20 D0 4C 41 4E | .ISABILITY .LAN| 00000600: 53 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 |S | 00000610: 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 20 20 2D 2D |------------ --| 00000620: 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 20 20 2D 2D 2D 2D |---------- ----| 00000630: 2D 2D 2D 2D 2D 2D 2D 2D 0D 22 D7 4F 52 4B 45 52 |--------.".ORKER| 00000640: 53 27 20 C3 4F 4D 50 45 4E 53 41 54 49 4F 4E 20 |S' .OMPENSATION | 00000650: 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 2D | -| 00000660: 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 20 20 2D 2D 2D |----------- ---| 00000670: 2D 2D 2D 2D 2D 2D 2D 2D 2D 20 20 2D 2D 2D 2D 2D |--------- -----| 00000680: 2D 2D 2D 2D 2D 2D 2D 0D 22 D6 45 54 45 52 41 4E |-------.".ETERAN| 00000690: 53 20 C1 44 4D 49 4E 49 53 54 52 41 54 49 4F 4E |S .DMINISTRATION| 000006A0: 20 20 20 20 20 20 20 20 20 20 20 20 20 20 2D 2D | --| 000006B0: 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 20 20 2D 2D 2D 2D |---------- ----| 000006C0: 2D 2D 2D 2D 2D 2D 2D 2D 20 20 2D 2D 2D 2D 2D 2D |-------- ------| 000006D0: 2D 2D 2D 2D 2D 2D 0D 22 D0 45 52 53 4F 4E 41 4C |------.".ERSONAL| 000006E0: 20 C4 49 53 41 42 49 4C 49 54 59 20 C9 4E 53 55 | .ISABILITY .NSU| 000006F0: 52 41 4E 43 45 0D 22 20 28 D4 41 58 2D 46 52 45 |RANCE." (.AX-FRE| 00000700: 45 29 20 20 20 20 20 20 20 20 20 20 20 20 20 20 |E) | 00000710: 20 20 20 20 20 20 20 20 20 20 20 20 2D 2D 2D 2D | ----| 00000720: 2D 2D 2D 2D 2D 2D 2D 2D 20 20 2D 2D 2D 2D 2D 2D |-------- ------| 00000730: 2D 2D 2D 2D 2D 2D 20 20 2D 2D 2D 2D 2D 2D 2D 2D |------ --------| 00000740: 2D 2D 2D 2D 0D 22 D3 50 4F 55 53 45 27 53 20 C9 |----.".POUSE'S .| 00000750: 4E 43 4F 4D 45 20 20 20 20 20 20 20 20 20 20 20 |NCOME | 00000760: 20 20 20 20 20 20 20 20 20 20 20 2D 2D 2D 2D 2D | -----| 00000770: 2D 2D 2D 2D 2D 2D 2D 20 20 2D 2D 2D 2D 2D 2D 2D |------- -------| 00000780: 2D 2D 2D 2D 2D 20 20 2D 2D 2D 2D 2D 2D 2D 2D 2D |----- ---------| 00000790: 2D 2D 2D 0D 22 D3 41 56 49 4E 47 53 20 41 4E 44 |---.".AVINGS AND| 000007A0: 20 C9 4E 56 45 53 54 4D 45 4E 54 20 C9 4E 43 4F | .NVESTMENT .NCO| 000007B0: 4D 45 0D 22 20 28 C9 4E 54 45 52 45 53 54 2C 20 |ME." (.NTEREST, | 000007C0: 44 49 56 49 44 45 4E 44 53 2C 20 52 45 4E 54 53 |DIVIDENDS, RENTS| 000007D0: 2C 20 45 54 43 2E 29 20 20 2D 2D 2D 2D 2D 2D 2D |, ETC.) -------| 000007E0: 2D 2D 2D 2D 2D 20 20 2D 2D 2D 2D 2D 2D 2D 2D 2D |----- ---------| 000007F0: 2D 2D 2D 20 20 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D |--- -----------| 00000800: 2D 0D 22 CC 45 47 41 4C 20 D3 45 54 54 4C 45 4D |-.".EGAL .ETTLEM| 00000810: 45 4E 54 53 20 C2 45 43 41 55 53 45 20 4F 46 0D |ENTS .ECAUSE OF.| 00000820: 22 20 C4 49 53 41 42 4C 49 4E 47 20 C1 43 43 49 |" .ISABLING .CCI| 00000830: 44 45 4E 54 20 20 20 20 20 20 20 20 20 20 20 20 |DENT | 00000840: 20 20 20 20 20 20 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D | ----------| 00000850: 2D 2D 20 20 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D |-- ------------| 00000860: 20 20 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 0D 22 | ------------."| 00000870: C6 55 4E 44 53 20 D3 45 54 20 C1 53 49 44 45 20 |.UNDS .ET .SIDE | 00000880: D4 4F 57 41 52 44 20 C6 49 4E 41 4E 43 49 41 4C |.OWARD .INANCIAL| 00000890: 0D 22 20 C7 4F 41 4C 53 20 28 50 45 52 20 4F 54 |." .OALS (PER OT| 000008A0: 48 45 52 20 57 4F 52 4B 53 48 45 45 54 53 29 20 |HER WORKSHEETS) | 000008B0: 20 20 20 20 20 20 20 2D 2D 2D 2D 2D 2D 2D 2D 2D | ---------| 000008C0: 2D 2D 2D 20 20 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D |--- -----------| 000008D0: 2D 20 20 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 0D |- ------------.| 000008E0: 22 0D 22 D4 CF D4 C1 CC 20 CD CF CE D4 C8 CC D9 |"."..... .......| 000008F0: 20 D3 D5 C2 D3 D4 C9 D4 D5 D4 C5 20 C9 CE C3 CF | .......... ....| 00000900: CD C5 20 20 20 20 20 24 2D 2D 2D 2D 2D 2D 2D 2D |.. $--------| 00000910: 2D 2D 2D 2D 20 24 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D |---- $----------| 00000920: 2D 2D 20 24 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D |-- $------------| 00000930: 0D 22 0D 22 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |."."============| 00000940: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000950: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000960: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000970: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000980: 3D 0D 22 33 2E 20 D3 C8 CF D2 D4 C1 C7 C5 20 CF |=."3. ........ .| 00000990: D2 20 CF D6 C5 D2 C1 C7 C5 0D 22 20 20 20 28 C5 |. ........" (.| 000009A0: D8 D0 C5 CE D3 C5 D3 20 CC C5 D3 D3 20 C9 CE C3 |....... .... ...| 000009B0: CF CD C5 29 20 20 20 20 20 20 20 20 20 20 20 24 |...) $| 000009C0: 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 20 24 2D 2D |------------ $--| 000009D0: 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 20 24 2D 2D 2D 2D |---------- $----| 000009E0: 2D 2D 2D 2D 2D 2D 2D 2D 0D 22 3D 3D 3D 3D 3D 3D |--------."======| 000009F0: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000A00: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000A10: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000A20: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000A30: 3D 3D 3D 3D 3D 3D 3D 0D 22 34 2E 20 C2 CF D2 D2 |=======."4. ....| 00000A40: CF D7 C9 CE C7 20 D0 CF D7 C5 D2 0D 22 20 20 20 |..... ......" | 00000A50: 28 D5 53 49 4E 47 20 42 4F 52 52 4F 57 45 44 20 |(.SING BORROWED | 00000A60: 4F 52 20 57 49 54 48 44 52 41 57 4E 20 46 55 4E |OR WITHDRAWN FUN| 00000A70: 44 53 0D 22 20 20 20 46 52 4F 4D 20 4C 49 46 45 |DS." FROM LIFE| 00000A80: 20 49 4E 53 55 52 41 4E 43 45 2C 20 45 4D 50 4C | INSURANCE, EMPL| 00000A90: 4F 59 45 45 0D 22 20 20 20 50 45 4E 53 49 4F 4E |OYEE." PENSION| 00000AA0: 2C 20 53 41 56 49 4E 47 53 2C 20 45 54 43 2E 29 |, SAVINGS, ETC.)| 00000AB0: 20 20 20 20 20 20 20 20 20 20 24 2D 2D 2D 2D 2D | $-----| 00000AC0: 2D 2D 2D 2D 2D 2D 2D 20 24 2D 2D 2D 2D 2D 2D 2D |------- $-------| 00000AD0: 2D 2D 2D 2D 2D 20 24 2D 2D 2D 2D 2D 2D 2D 2D 2D |----- $---------| 00000AE0: 2D 2D 2D 0D 22 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |---."===========| 00000AF0: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000B00: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000B10: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000B20: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000B30: 3D 3D 0D 22 35 2E 20 C1 C4 C4 C9 D4 C9 CF CE C1 |==."5. .........| 00000B40: CC 20 C4 C9 D3 C1 C2 C9 CC C9 D4 D9 20 C9 CE C3 |. .......... ...| 00000B50: CF CD C5 0D 22 20 20 20 C3 CF D6 C5 D2 C1 C7 C5 |...." ........| 00000B60: 20 CE C5 C5 C4 C5 C4 0D 22 20 20 20 28 C9 54 45 | ......." (.TE| 00000B70: 4D 20 33 20 4D 49 4E 55 53 20 C9 54 45 4D 20 34 |M 3 MINUS .TEM 4| 00000B80: 29 20 20 20 20 20 20 20 20 20 20 20 20 24 2D 2D |) $--| 00000B90: 2D 2D 2D 2D 2D 2D 2D 2D 2D 2D 20 24 2D 2D 2D 2D |---------- $----| 00000BA0: 2D 2D 2D 2D 2D 2D 2D 2D 20 24 2D 2D 2D 2D 2D 2D |-------- $------| 00000BB0: 2D 2D 2D 2D 2D 2D 0D 22 3D 3D 3D 3D 3D 3D 3D 3D |------."========| 00000BC0: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000BD0: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000BE0: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000BF0: 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D 3D |================| 00000C00: 3D 3D 3D 3D 3D 0D 22 0D 22 20 2A D7 41 49 54 49 |=====."." *.AITI| 00000C10: 4E 47 20 50 45 52 49 4F 44 20 4D 41 59 20 42 45 |NG PERIOD MAY BE| 00000C20: 20 55 50 20 54 4F 20 4F 52 20 4D 4F 52 45 20 54 | UP TO OR MORE T| 00000C30: 48 41 4E 20 39 30 20 44 41 59 53 2E 0D 22 2A 2A |HAN 90 DAYS.."**| 00000C40: D9 4F 55 20 4D 41 59 20 57 41 4E 54 20 54 4F 20 |.OU MAY WANT TO | 00000C50: 43 4F 4E 53 49 44 45 52 20 45 46 46 45 43 54 20 |CONSIDER EFFECT | 00000C60: 4F 46 20 49 4E 46 4C 41 54 49 4F 4E 20 4F 4E 20 |OF INFLATION ON | 00000C70: 59 4F 55 52 20 4E 45 45 44 53 2E 0D 0D 0D 0D 80 |YOUR NEEDS......| 00000C80: 0D 0A |.. |
"."." DISA
BILITY INCOME."."."1. MONTHLY AVERAGE OF
TOTAL LIVING EXPENSES WHILE DISABLED."
(PER INCOME AND EXPENSE STATEMENT)
$------------."."
THIS AMOUNT SHOULD BE ADJUSTED AS FOL
LOWS:."." A) INCREASED BECAUSE OF RELA
TED UNREIMBURSED HEALTH CARE." EXPE
NSES
$------------." B) REDUC
ED BECAUSE OF WAIVERS OF PREMIUM CLAUSES
ON HEALTH." AND LIFE INSURANCE DUR
ING PERIOD OF DISABLEMENT." (CHECK
POLICIES)
$------------."."
TOTAL $------------."."===========
========================================
==========================."2. MONTHLY A
VERAGE OF MON
THLY BENEFITS." SUBSTITUTE INCOME WHIL
E -----------------------------
------------." DISABLED THROUGH ILLNES
S IMMEDIATE* AFTER 6
AFTER 2." OR INJURY
MONTHS Y
EARS**."================================
========================================
=====."GROUP DISABILITY INSURANCE (TAX-F
REE." IF YOU HAVE PAID PREMIUMS; TAXABLE
." WITH AN ANNUAL EXEMPTION OF $5,200."
IF YOU HAVEN'T.) $----
-------- $------------ $------------."SO
CIAL SECURITY (BENEFITS BEGIN WITH." SIX
TH MONTH. DEPENDENTS ALSO QUALIFY." FOR
CERTAIN BENEFITS. CONSULT SOCIAL." SEC
URITY OFFICE.) -------
----- ------------ ------------."STATE
DISABILITY PLANS --------
---- ------------ ------------."WORKER
S' COMPENSATION ---------
--- ------------ ------------."VETERAN
S ADMINISTRATION ----------
-- ------------ ------------."PERSONAL
DISABILITY INSURANCE." (TAX-FREE)
------------ ------
------ ------------."SPOUSE'S INCOME
------------ -------
----- ------------."SAVINGS AND INVESTM
ENT INCOME." (INTEREST, DIVIDENDS, RENTS
, ETC.) ------------ ------------ ---
---------."LEGAL SETTLEMENTS BECAUSE OF.
" DISABLING ACCIDENT --
---------- ------------ ------------."
FUNDS SET ASIDE TOWARD FINANCIAL." GOALS
(PER OTHER WORKSHEETS) ---------
--- ------------ ------------."."TOTAL
MONTHLY SUBSTITUTE INCOME $--------
---- $------------ $------------."."====
========================================
=================================."3. SH
ORTAGE OR OVERAGE." (EXPENSES LESS INC
OME) $------------ $----------
-- $------------."======================
========================================
===============."4. BORROWING POWER."
(USING BORROWED OR WITHDRAWN FUNDS." F
ROM LIFE INSURANCE, EMPLOYEE." PENSION
, SAVINGS, ETC.) $------------
$------------ $------------."===========
========================================
==========================."5. ADDITIONA
L DISABILITY INCOME." COVERAGE NEEDED.
" (ITEM 3 MINUS ITEM 4) $--
---------- $------------ $------------."
========================================
=====================================.".
" *WAITING PERIOD MAY BE UP TO OR MORE T
HAN 90 DAYS.."**YOU MAY WANT TO CONSIDER
EFFECT OF INFLATION ON YOUR NEEDS......
..
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