_  __   _  _         _ _     _      _           _           
  __| |/ /_ | || |     __| (_)___| | __ (_)_ __   __| | _____  __
 / _` | '_ \| || |_   / _` | / __| |/ / | | '_ \ / _` |/ _ \ \/ /
| (_| | (_) |__   _| | (_| | \__ \   <  | | | | | (_| |  __/>  < 
 \__,_|\___/   |_|    \__,_|_|___/_|\_\ |_|_| |_|\__,_|\___/_/\_\
                                                                 
            

Multiple names: BUSINESS, GRAPHIC

FILE INFORMATION

FILENAME(S):
• BUSINESS<br>• GRAPHIC

FILE TYPE(S): PRG

FILE SIZE: 6K

FIRST SEEN: 2025-10-19 22:49:37

APPEARS ON: 2 disk(s)

FILE HASH

87dad7ba651078ab203c6512f9205b650ad1dc1bcd315733d90247c549c9262f

FOUND ON DISKS (2 DISKS)

DISK TITLE FILENAME FILE TYPE COLLECTION TRACK SECTOR ACTIONS
GOLD DISK 6 BUSINESS PRG Radd Maxx 16 0 DOWNLOAD FILE
GOLD DISK 6 GRAPHIC PRG Radd Maxx 31 7 DOWNLOAD FILE

FILE CONTENT & ANALYSIS

00000000: 00 60 A9 01 8D 20 D0 8D  21 D0 4C 53 76 8E 08 93  |.`... ..!.LSv...|
00000010: 11 90 20 20 20 20 12 20  20 20 20 20 20 20 20 20  |..    .         |
00000020: 20 20 20 20 20 20 20 20  20 20 20 20 20 20 20 20  |                |
00000030: 20 20 20 20 20 20 92 5C  1C 20 20 20 20 12 20 20  |      .\.    .  |
00000040: 20 20 20 20 20 20 20 20  20 20 20 20 20 20 20 20  |                |
00000050: 20 20 20 20 20 20 20 20  20 20 20 20 20 92 5C 11  |             .\.|
00000060: 90 20 20 20 20 20 20 20  20 20 20 20 20 53 45 52  |.            SER|
00000070: 49 4F 55 53 4C 59 20 46  4F 4C 4B 53 5C 11 1C 20  |IOUSLY FOLKS\.. |
00000080: 20 20 20 12 20 20 20 20  20 20 20 20 20 20 20 20  |   .            |
00000090: 20 20 20 20 20 20 20 20  20 20 20 20 20 20 20 20  |                |
000000A0: 20 20 20 92 5C 90 20 20  20 20 12 20 20 20 20 20  |   .\.    .     |
000000B0: 20 20 20 20 20 20 20 20  20 20 20 20 20 20 20 20  |                |
000000C0: 20 20 20 20 20 20 20 20  20 20 92 5C 1C 11 11 20  |          .\... |
000000D0: 20 20 20 20 12 20 20 20  20 20 20 20 20 20 20 20  |    .           |
000000E0: 20 20 20 20 20 20 20 20  20 20 20 20 20 20 20 20  |                |
000000F0: 20 20 92 5C 20 20 20 20  20 12 20 92 20 20 20 20  |  .\     . .    |
00000100: 20 20 20 20 20 20 20 20  20 20 20 20 20 20 20 20  |                |
00000110: 20 20 20 20 20 20 20 12  20 92 5C 20 20 20 20 20  |       . .\     |
00000120: 12 20 92 20 20 20 20 20  90 42 59 20 57 49 4C 4C  |. .     .BY WILL|
00000130: 49 41 4D 20 4A 45 4C 53  4D 41 20 20 1C 20 20 20  |IAM JELSMA  .   |
00000140: 12 20 92 5C 20 20 20 20  20 12 20 92 20 20 20 20  |. .\     . .    |
00000150: 20 20 20 20 20 20 20 20  20 20 20 20 20 20 20 20  |                |
00000160: 20 20 20 20 20 20 20 12  20 92 5C 20 20 20 20 20  |       . .\     |
00000170: 12 20 20 20 20 20 20 20  20 20 20 20 20 20 20 20  |.               |
00000180: 20 20 20 20 20 20 20 20  20 20 20 20 20 20 92 5C  |              .\|
00000190: 11 11 11 20 20 20 20 20  90 4E 4F 54 45 3A 20 55  |...     .NOTE: U|
000001A0: 53 45 20 5F 20 46 4F 52  20 95 47 4F 4C 44 20 44  |SE _ FOR .GOLD D|
000001B0: 49 53 4B 20 90 4D 45 4E  55 00 8E 08 93 05 11 90  |ISK .MENU.......|
000001C0: 20 20 05 20 20 20 20 20  20 20 20 90 D1 D1 D1 D1  |  .        .....|
000001D0: D1 D1 D1 D1 D1 D1 D1 D1  D1 D1 D1 D1 D1 05 5C 90  |..............\.|
000001E0: 20 20 05 20 20 20 20 20  20 20 20 90 D1 1E 12 20  |  .        .... |
000001F0: 20 20 20 20 20 20 05 20  1E 20 20 20 20 20 20 20  |      . .       |
00000200: 90 92 D1 05 5C 90 20 20  05 20 20 20 20 20 20 20  |....\.  .       |
00000210: 20 90 D1 1E 12 20 20 20  20 20 05 20 20 90 92 24  | ....     .  ..$|
00000220: 05 12 20 20 1E 20 20 20  20 20 90 92 D1 05 5C 90  |..  .     ....\.|
00000230: 20 20 05 20 20 20 20 20  20 20 20 90 D1 1E 12 20  |  .        .... |
00000240: 20 20 05 20 20 90 92 24  05 20 90 20 05 20 90 24  |  .  ..$. . . .$|
00000250: 05 12 20 20 1E 20 20 20  90 92 D1 05 5C 90 20 1F  |..  .   ....\. .|
00000260: 20 20 20 20 20 20 05 20  20 20 90 D1 1E 12 20 20  |      .   ....  |
00000270: 05 20 90 92 24 05 20 90  CD 05 20 90 20 05 20 20  |. ..$. ... . .  |
00000280: 20 90 24 05 12 20 1E 20  20 90 92 D1 05 20 1F 20  | .$.. .  .... . |
00000290: 20 20 20 20 20 20 20 05  5C 90 20 20 05 20 20 20  |       .\.  .   |
000002A0: 20 20 20 20 20 90 D1 1E  12 20 05 20 92 20 20 20  |     .... . .   |
000002B0: 20 90 CD 20 CE 05 20 20  20 20 12 20 1E 20 90 92  | .. ..    . . ..|
000002C0: D1 05 5C 90 20 20 05 20  20 20 20 20 20 20 20 90  |..\.  .        .|
000002D0: D1 1E 12 20 05 20 90 92  24 20 20 20 20 D6 20 20  |... . ..$    .  |
000002E0: 20 20 24 05 12 20 1E 20  90 92 D1 05 5C 90 20 20  |  $.. . ....\.  |
000002F0: 05 20 20 20 20 20 20 20  20 90 D1 1E 12 20 05 20  |.        .... . |
00000300: 1E 92 20 05 20 20 20 20  90 20 05 20 20 20 90 20  |.. .    . .   . |
00000310: 05 20 12 20 1E 20 90 92  D1 05 5C 90 20 20 05 20  |. . . ....\.  . |
00000320: 20 20 20 20 20 20 20 90  D1 1E 12 20 20 05 20 90  |       ....  . .|
00000330: 92 24 05 20 20 20 90 20  05 20 20 20 90 24 05 12  |.$.   . .   .$..|
00000340: 20 1E 20 20 90 92 D1 05  5C 90 20 20 05 20 20 20  | .  ....\.  .   |
00000350: 20 20 20 20 20 90 D1 1E  12 20 20 20 05 20 20 90  |     ....   .  .|
00000360: 92 24 05 20 90 20 05 20  90 24 05 12 20 20 1E 20  |.$. . . .$..  . |
00000370: 20 20 90 92 D1 05 5C 90  20 20 05 20 20 20 20 20  |  ....\.  .     |
00000380: 20 20 20 90 D1 1E 12 20  20 20 20 20 05 20 20 90  |   ....     .  .|
00000390: 92 24 05 12 20 20 1E 20  20 20 20 20 90 92 D1 05  |.$..  .     ....|
000003A0: 5C 90 20 20 05 20 20 20  20 20 20 20 20 90 D1 1E  |\.  .        ...|
000003B0: 12 20 20 20 20 20 20 20  05 20 1E 20 20 20 20 20  |.       . .     |
000003C0: 20 20 90 92 D1 05 5C 90  20 20 05 20 20 20 20 20  |  ....\.  .     |
000003D0: 20 20 20 90 D1 D1 D1 D1  D1 D1 D1 D1 D1 D1 D1 D1  |   .............|
000003E0: D1 D1 D1 D1 D1 05 5C 11  20 20 20 20 20 1F 20 20  |......\.     .  |
000003F0: 20 20 05 20 20 1F 54 49  4D 45 20 41 4E 44 20 4D  |  .  .TIME AND M|
00000400: 4F 4E 45 59 05 5C 11 20  20 20 20 20 20 20 20 20  |ONEY.\.         |
00000410: 20 20 20 20 20 1F 20 05  20 1F 57 49 54 48 05 5C  |     . . .WITH.\|
00000420: 11 20 20 20 20 20 20 1C  46 49 4E 41 4E 43 49 41  |.      .FINANCIA|
00000430: 4C 20 4F 50 54 49 4F 4E  20 41 4E 41 4C 59 53 49  |L OPTION ANALYSI|
00000440: 53 05 20 20 20 20 00 0E  08 93 05 11 11 11 20 90  |S.    ........ .|
00000450: C1 53 20 54 49 4D 45 20  50 41 53 53 45 53 2C 20  |.S TIME PASSES, |
00000460: 49 54 20 49 4D 50 41 43  54 53 20 54 48 45 20 56  |IT IMPACTS THE V|
00000470: 41 4C 55 45 20 20 05 5C  90 20 4F 46 20 59 4F 55  |ALUE  .\. OF YOU|
00000480: 52 20 4D 4F 4E 45 59 2E  20 D7 48 45 54 48 45 52  |R MONEY. .HETHER|
00000490: 2C 20 42 59 20 49 4E 54  45 52 45 53 54 05 5C 20  |, BY INTEREST.\ |
000004A0: 90 45 41 52 4E 45 44 20  4F 52 20 49 4E 46 4C 41  |.EARNED OR INFLA|
000004B0: 54 49 4F 4E 2C 20 54 48  45 20 44 4F 4C 4C 41 52  |TION, THE DOLLAR|
000004C0: 05 5C 90 20 43 48 41 4E  47 45 53 20 57 49 54 48  |.\. CHANGES WITH|
000004D0: 20 54 49 4D 45 2E 20 D4  48 49 53 20 4D 4F 4E 54  | TIME. .HIS MONT|
000004E0: 48 27 53 05 5C 90 20 50  52 4F 47 52 41 4D 20 44  |H'S.\. PROGRAM D|
000004F0: 45 41 4C 53 20 57 49 54  48 20 54 48 49 53 2C 20  |EALS WITH THIS, |
00000500: 41 4C 4F 4E 47 20 57 49  54 48 05 5C 90 20 54 48  |ALONG WITH.\. TH|
00000510: 45 20 43 4F 4E 56 45 52  54 49 4E 47 20 4F 46 20  |E CONVERTING OF |
00000520: 41 20 53 45 52 49 45 53  20 4F 46 20 50 41 59 4D  |A SERIES OF PAYM|
00000530: 45 4E 54 53 5C 90 20 49  4E 54 4F 20 41 20 53 49  |ENTS\. INTO A SI|
00000540: 4E 47 4C 45 20 53 55 4D  2E 05 5C 11 90 11 20 C9  |NGLE SUM..\... .|
00000550: 46 20 59 4F 55 20 48 41  56 45 20 41 20 43 48 41  |F YOU HAVE A CHA|
00000560: 4E 43 45 20 54 4F 20 53  55 42 53 43 52 49 42 45  |NCE TO SUBSCRIBE|
00000570: 20 54 4F 05 5C 90 20 41  20 4D 41 47 41 5A 49 4E  | TO.\. A MAGAZIN|
00000580: 45 20 46 4F 52 20 24 31  33 30 20 4F 52 20 24 31  |E FOR $130 OR $1|
00000590: 32 37 2C 20 57 48 49 43  48 05 5C 90 20 57 4F 55  |27, WHICH.\. WOU|
000005A0: 4C 44 20 59 4F 55 20 43  48 4F 4F 53 45 3F 20 CF  |LD YOU CHOOSE? .|
000005B0: 46 20 43 4F 55 52 53 45  2C 20 42 55 54 20 57 48  |F COURSE, BUT WH|
000005C0: 41 54 05 20 90 5C 20 49  46 20 54 48 45 20 43 48  |AT. .\ IF THE CH|
000005D0: 4F 49 43 45 53 20 57 48  45 52 45 20 24 31 33 30  |OICES WHERE $130|
000005E0: 20 46 4F 52 20 54 48 52  45 45 05 5C 90 20 59 45  | FOR THREE.\. YE|
000005F0: 41 52 53 2C 20 4F 52 20  24 34 37 20 46 4F 52 20  |ARS, OR $47 FOR |
00000600: 4F 4E 45 20 59 45 41 52  3F 05 20 20 20 20 20 20  |ONE YEAR?.      |
00000610: 20 20 20 20 90 5C 05 11  90 11 20 D0 4C 45 41 53  |    .\.... .LEAS|
00000620: 45 20 52 45 41 44 20 54  48 45 20 46 4F 4C 4C 4F  |E READ THE FOLLO|
00000630: 57 49 4E 47 20 44 45 46  49 4E 49 54 49 4F 4E 53  |WING DEFINITIONS|
00000640: 05 5C 90 20 41 4E 44 20  57 49 54 48 20 54 48 49  |.\. AND WITH THI|
00000650: 53 20 4D 4F 4E 54 48 27  53 20 50 52 4F 47 52 41  |S MONTH'S PROGRA|
00000660: 4D 2C 20 59 4F 55 20 43  41 4E 05 5C 90 20 57 49  |M, YOU CAN.\. WI|
00000670: 53 45 4C 59 20 43 4F 4D  45 20 54 4F 20 41 20 44  |SELY COME TO A D|
00000680: 45 43 49 53 49 4F 4E 2E  00 0E 08 93 05 11 20 1F  |ECISION....... .|
00000690: C4 45 46 49 4E 49 54 49  4F 4E 53 2E 2E 2E 2E 2E  |.EFINITIONS.....|
000006A0: 2E 2E 05 5C 1C 11 20 1F  C4 49 53 43 4F 55 4E 54  |...\.. ..ISCOUNT|
000006B0: 05 20 1F D2 41 54 45 3A  20 1C 54 48 45 20 52 41  |. ..ATE: .THE RA|
000006C0: 54 45 20 55 53 45 44 20  54 4F 05 20 20 20 20 1C  |TE USED TO.    .|
000006D0: 5C 20 44 45 54 45 52 4D  49 4E 45 20 56 41 4C 55  |\ DETERMINE VALU|
000006E0: 45 20 4F 46 20 4D 4F 4E  45 59 20 49 4E 20 D0 D6  |E OF MONEY IN ..|
000006F0: 20 4F 52 20 C6 D6 05 5C  20 1F C7 52 4F 57 54 48  | OR ...\ ..ROWTH|
00000700: 20 D2 41 54 45 3A 05 20  1C D4 48 45 20 52 41 54  | .ATE:. ..HE RAT|
00000710: 45 20 4F 46 20 49 4E 46  4C 41 54 49 4F 4E 05 5C  |E OF INFLATION.\|
00000720: 20 1F 23 20 4F 46 20 50  45 52 49 4F 44 53 3A 20  | .# OF PERIODS: |
00000730: 1C 54 48 45 20 4E 55 4D  42 45 52 20 4F 46 20 50  |.THE NUMBER OF P|
00000740: 45 52 49 4F 44 53 05 5C  1C 20 46 4F 52 20 53 45  |ERIODS.\. FOR SE|
00000750: 52 49 45 53 20 4F 46 20  50 41 59 4D 45 4E 54 53  |RIES OF PAYMENTS|
00000760: 05 5C 20 1F 43 4F 53 54  2F 50 45 52 49 4F 44 3A  |.\ .COST/PERIOD:|
00000770: 20 1C 54 48 45 20 41 4D  4F 55 4E 54 20 4F 46 20  | .THE AMOUNT OF |
00000780: 43 41 53 48 20 50 45 52  05 5C 1C 20 50 45 52 49  |CASH PER.\. PERI|
00000790: 4F 44 05 5C 20 1F 4F 4E  45 20 54 49 4D 45 20 43  |OD.\ .ONE TIME C|
000007A0: 4F 53 54 3A 20 1C 54 48  45 20 12 53 49 4E 47 4C  |OST: .THE .SINGL|
000007B0: 45 92 20 41 4D 4F 55 4E  54 20 4F 46 05 5C 1C 20  |E. AMOUNT OF.\. |
000007C0: 50 41 59 4D 45 4E 54 05  5C 20 1F 53 54 41 52 54  |PAYMENT.\ .START|
000007D0: 20 50 45 52 49 4F 44 3A  20 1C 48 4F 57 20 4D 41  | PERIOD: .HOW MA|
000007E0: 4E 59 20 50 45 52 49 4F  44 53 20 46 52 4F 4D 05  |NY PERIODS FROM.|
000007F0: 5C 20 1C 4E 4F 57 20 44  4F 45 53 20 54 48 45 20  |\ .NOW DOES THE |
00000800: 53 45 52 49 45 53 20 53  54 41 52 54 05 5C 20 1C  |SERIES START.\ .|
00000810: 5C 20 1F D0 52 45 53 45  4E 54 20 D6 41 4C 55 45  |\ ..RESENT .ALUE|
00000820: 20 28 D0 D6 29 3A 20 1C  49 53 20 54 48 45 20 56  | (..): .IS THE V|
00000830: 41 4C 55 45 20 4F 46 05  5C 20 1C 41 4E 20 41 4D  |ALUE OF.\ .AN AM|
00000840: 4F 55 4E 54 20 4F 52 20  53 45 52 49 45 53 20 4F  |OUNT OR SERIES O|
00000850: 46 20 41 4D 4F 55 4E 54  53 20 49 4E 05 5C 1C 20  |F AMOUNTS IN.\. |
00000860: 12 43 55 52 52 45 4E 54  92 20 44 4F 4C 4C 41 52  |.CURRENT. DOLLAR|
00000870: 53 05 5C 20 1C 5C 20 1F  C6 55 54 55 52 45 20 D6  |S.\ .\ ..UTURE .|
00000880: 41 4C 55 45 20 28 C6 D6  29 3A 20 1C 49 53 20 54  |ALUE (..): .IS T|
00000890: 48 45 20 56 41 4C 55 45  20 4F 46 05 5C 1C 20 41  |HE VALUE OF.\. A|
000008A0: 4E 20 41 4D 4F 55 4E 54  20 4F 52 20 53 45 52 49  |N AMOUNT OR SERI|
000008B0: 45 53 20 4F 46 20 41 4D  4F 55 4E 54 53 20 41 54  |ES OF AMOUNTS AT|
000008C0: 20 53 4F 4D 45 05 5C 1C  20 50 4F 49 4E 54 20 49  | SOME.\. POINT I|
000008D0: 4E 20 54 48 45 20 12 46  55 54 55 52 45 05 92 20  |N THE .FUTURE.. |
000008E0: 5C 11 11 00 0E 08 93 05  11 20 90 C2 41 43 4B 20  |\........ ..ACK |
000008F0: 54 4F 20 4F 55 52 20 45  58 41 4D 50 4C 45 20 4F  |TO OUR EXAMPLE O|
00000900: 46 20 54 48 45 20 4D 41  47 41 5A 49 4E 45 05 5C  |F THE MAGAZINE.\|
00000910: 90 20 53 55 42 53 43 52  49 50 54 49 4F 4E 2E 20  |. SUBSCRIPTION. |
00000920: C9 46 20 4F 55 52 20 43  48 4F 49 43 45 20 49 53  |.F OUR CHOICE IS|
00000930: 20 24 31 33 30 05 20 20  20 90 5C 20 46 4F 52 20  | $130.   .\ FOR |
00000940: 54 48 52 45 45 20 59 45  41 52 53 2C 20 4F 52 20  |THREE YEARS, OR |
00000950: 24 34 37 20 46 4F 52 20  4F 4E 45 20 59 45 41 52  |$47 FOR ONE YEAR|
00000960: 2E 5C 20 D7 48 41 54 20  4F 50 54 49 4F 4E 20 49  |.\ .HAT OPTION I|
00000970: 53 20 52 45 41 4C 4C 59  20 42 45 54 54 45 52 2E  |S REALLY BETTER.|
00000980: 20 D7 45 20 43 41 4E 5C  20 45 4E 54 45 52 20 54  | .E CAN\ ENTER T|
00000990: 48 45 20 41 50 50 52 4F  50 49 41 54 45 20 56 41  |HE APPROPIATE VA|
000009A0: 4C 55 45 53 20 41 4E 44  20 54 48 45 5C 20 50 52  |LUES AND THE\ PR|
000009B0: 4F 47 52 41 4D 20 57 49  4C 4C 20 53 48 4F 57 20  |OGRAM WILL SHOW |
000009C0: 54 48 45 20 44 49 46 46  45 52 45 4E 43 45 5C 20  |THE DIFFERENCE\ |
000009D0: 42 45 54 57 45 45 4E 20  4F 50 54 49 4F 4E 53 05  |BETWEEN OPTIONS.|
000009E0: 5C 11 90 20 44 49 53 43  4F 55 4E 54 20 52 41 54  |\.. DISCOUNT RAT|
000009F0: 45 20 3D 20 31 38 25 20  28 43 52 45 44 49 54 20  |E = 18% (CREDIT |
00000A00: 43 41 52 44 20 52 41 54  45 29 5C 20 47 52 4F 57  |CARD RATE)\ GROW|
00000A10: 54 48 20 3D 20 36 25 20  28 50 52 49 43 45 20 57  |TH = 6% (PRICE W|
00000A20: 49 4C 4C 20 47 4F 20 55  50 20 36 25 2F 59 45 41  |ILL GO UP 6%/YEA|
00000A30: 52 29 5C 05 20 90 50 45  52 49 4F 44 53 28 46 52  |R)\. .PERIODS(FR|
00000A40: 4F 4D 20 4E 4F 57 29 20  3D 20 32 20 28 33 20 59  |OM NOW) = 2 (3 Y|
00000A50: 52 53 20 54 4F 20 33 20  59 52 53 29 05 5C 20 90  |RS TO 3 YRS).\ .|
00000A60: 43 4F 53 54 2F 50 45 52  49 4F 44 20 3D 20 24 34  |COST/PERIOD = $4|
00000A70: 37 05 5C 20 90 4F 4E 45  20 54 49 4D 45 20 43 4F  |7.\ .ONE TIME CO|
00000A80: 53 54 20 3D 20 24 31 33  30 05 5C 90 20 53 54 41  |ST = $130.\. STA|
00000A90: 52 54 28 46 52 4F 4D 20  4E 4F 57 29 20 3D 20 30  |RT(FROM NOW) = 0|
00000AA0: 20 50 52 45 53 45 4E 54  05 20 20 20 20 20 20 20  | PRESENT.       |
00000AB0: 20 20 20 90 5C 05 11 90  20 C2 59 20 50 52 45 53  |   .\... .Y PRES|
00000AC0: 53 49 4E 47 20 1F 12 C6  37 90 92 2C 20 59 4F 55  |SING ...7.., YOU|
00000AD0: 20 57 49 4C 4C 20 53 45  45 20 54 48 41 54 20 42  | WILL SEE THAT B|
00000AE0: 59 05 20 20 90 5C 20 50  41 59 49 4E 47 20 41 4E  |Y.  .\ PAYING AN|
00000AF0: 4E 55 41 4C 4C 59 20 49  54 20 43 4F 53 54 20 24  |NUALLY IT COST $|
00000B00: 31 32 37 2E 20 D4 48 55  53 20 54 48 45 5C 20 54  |127. .HUS THE\ T|
00000B10: 48 52 45 45 20 59 45 41  52 20 53 55 42 53 43 52  |HREE YEAR SUBSCR|
00000B20: 49 50 54 49 4F 4E 20 52  41 54 45 20 49 53 4E 27  |IPTION RATE ISN'|
00000B30: 54 05 20 20 20 20 90 5C  20 53 55 43 48 20 41 20  |T.    .\ SUCH A |
00000B40: 44 45 41 4C 2E 20 05 5C  11 90 20 CE 4F 54 49 43  |DEAL. .\.. .OTIC|
00000B50: 45 20 54 48 45 20 50 52  4F 47 52 41 4D 20 41 4C  |E THE PROGRAM AL|
00000B60: 53 4F 20 47 49 56 45 20  53 4F 4D 45 20 05 20 20  |SO GIVE SOME .  |
00000B70: 20 90 5C 20 53 54 52 41  49 47 48 54 20 C6 D6 20  | .\ STRAIGHT .. |
00000B80: 41 4E 44 20 D0 D6 20 56  41 4C 55 45 53 2E 05 20  |AND .. VALUES.. |
00000B90: 20 20 20 20 20 20 20 20  20 20 20 90 5C 05 11 00  |           .\...|
00000BA0: 0E 08 93 05 11 1C 20 20  20 20 20 20 20 C6 4F 52  |......       .OR|
00000BB0: 4D 55 4C 41 53 05 5C 20  20 20 20 20 20 20 1C B7  |MULAS.\       ..|
00000BC0: B7 B7 B7 B7 B7 B7 B7 05  5C 20 1C 2A 20 D0 D6 20  |........\ .* .. |
00000BD0: 4F 46 20 24 31 20 49 4E  20 CE 20 20 1F D0 D6 20  |OF $1 IN .  ... |
00000BE0: 3D 20 31 2F 28 31 2B CB  29 2A 2A CE 05 20 20 20  |= 1/(1+.)**..   |
00000BF0: 1C 5C 05 20 20 20 1C 59  45 41 52 53 20 41 54 20  |.\.   .YEARS AT |
00000C00: CB 25 05 20 20 20 20 20  20 20 20 20 20 20 20 20  |.%.             |
00000C10: 20 20 20 20 20 20 20 20  20 20 20 20 1C 5C 05 11  |            .\..|
00000C20: 20 1C 2A 20 C6 D6 20 4F  46 20 24 31 20 49 4E 20  | .* .. OF $1 IN |
00000C30: CE 05 20 20 1F C6 D6 20  3D 20 20 28 31 2B CB 29  |..  ... =  (1+.)|
00000C40: 2A 2A CE 05 5C 20 20 20  1C 59 45 41 52 53 05 20  |**..\   .YEARS. |
00000C50: 1C 41 54 20 CB 25 05 5C  11 20 1C 2A 20 D0 D6 20  |.AT .%.\. .* .. |
00000C60: 4F 46 20 24 31 2F 59 45  41 52 05 20 20 20 1F D0  |OF $1/YEAR.   ..|
00000C70: D6 20 3D 20 31 2D 31 2F  28 31 2B CB 29 2A 2A CE  |. = 1-1/(1+.)**.|
00000C80: 05 20 20 20 1F 5C 05 20  20 20 1C 53 54 41 52 54  |.   .\.   .START|
00000C90: 49 4E 47 20 31 20 59 45  41 52 20 05 20 20 20 20  |ING 1 YEAR .    |
00000CA0: 20 1F B7 B7 B7 B7 B7 B7  B7 B7 B7 B7 B7 B7 05 5C  | ..............\|
00000CB0: 20 20 20 1C 48 45 4E 43  45 05 20 1C 46 4F 52 20  |   .HENCE. .FOR |
00000CC0: CE 20 59 45 41 52 53 05  20 20 20 20 20 20 20 20  |. YEARS.        |
00000CD0: 20 20 1F CB 05 5C 11 20  1C 2A 20 C6 D6 20 4F 46  |  ...\. .* .. OF|
00000CE0: 20 24 31 2F 59 45 41 52  05 20 20 20 1F C6 D6 05  | $1/YEAR.   ....|
00000CF0: 20 1F 3D 20 28 31 2B CB  29 2A 2A CE 2D 31 05 20  | .= (1+.)**.-1. |
00000D00: 20 20 20 20 1C 5C 05 20  20 20 1C 53 54 41 52 54  |    .\.   .START|
00000D10: 49 4E 47 20 31 20 59 45  41 52 05 20 20 20 20 20  |ING 1 YEAR.     |
00000D20: 20 1F B7 B7 B7 B7 B7 B7  B7 B7 B7 B7 05 5C 20 20  | ............\  |
00000D30: 20 1C 48 45 4E 43 45 20  46 4F 52 20 CE 20 59 45  | .HENCE FOR . YE|
00000D40: 41 52 53 05 20 20 20 20  20 20 20 20 20 20 1F CB  |ARS.          ..|
00000D50: 05 5C 11 20 1C 2A 20 D0  D6 20 4F 46 20 24 31 2F  |.\. .* .. OF $1/|
00000D60: 59 45 41 52 20 47 52 4F  57 49 4E 47 05 20 20 1F  |YEAR GROWING.  .|
00000D70: 31 53 54 20 46 4C 4F 57  05 5C 20 20 20 1C 41 54  |1ST FLOW.\   .AT|
00000D80: 20 47 25 2F 59 45 41 52  20 53 54 41 52 54 49 4E  | G%/YEAR STARTIN|
00000D90: 47 05 20 20 20 20 20 20  1F 3D C1 2E 28 31 2B 47  |G.      .=..(1+G|
00000DA0: 29 05 5C 20 20 20 1C 31  20 59 45 41 52 20 48 45  |).\   .1 YEAR HE|
00000DB0: 4E 43 45 20 46 4F 52 20  CE 05 5C 20 20 20 1C 59  |NCE FOR ..\   .Y|
00000DC0: 45 41 52 53 05 20 20 20  20 20 20 20 20 20 20 20  |EARS.           |
00000DD0: 20 20 20 20 20 20 1F 20  20 05 20 1F D8 3D 28 31  |      .  . ..=(1|
00000DE0: 2B 47 29 05 5C 20 20 20  20 20 20 20 20 1F D0 D6  |+G).\        ...|
00000DF0: 20 3D 20 C1 2E 28 D8 2D  D8 2A 2A 28 CE 2B 31 29  | = ..(.-.**(.+1)|
00000E00: 29 05 20 20 20 1F B7 B7  B7 B7 B7 05 5C 1F 20 20  |).   .......\.  |
00000E10: 20 20 20 20 20 20 20 20  20 20 20 B7 B7 B7 B7 B7  |           .....|
00000E20: B7 B7 B7 B7 B7 B7 B7 B7  B7 05 20 20 1F 20 28 31  |..........  . (1|
00000E30: 2B CB 29 5C 20 20 20 20  05 20 20 20 20 20 20 20  |+.)\    .       |
00000E40: 20 20 20 20 20 1F 31 2D  D8 05 5C 00 93 90 11 20  |     .1-..\.... |
00000E50: 20 20 20 20 20 20 20 20  48 4F 57 20 54 4F 20 55  |        HOW TO U|
00000E60: 53 45 20 54 48 45 20 50  52 4F 47 52 41 4D 5C 20  |SE THE PROGRAM\ |
00000E70: 20 20 20 20 20 20 20 20  B7 B7 B7 B7 B7 B7 B7 B7  |        ........|
00000E80: B7 B7 B7 B7 B7 B7 B7 B7  B7 B7 B7 B7 B7 B7 5C 20  |..............\ |
00000E90: 1F 53 43 52 45 45 4E 20  50 4F 53 49 54 49 4F 4E  |.SCREEN POSITION|
00000EA0: 49 4E 47 5C 11 90 20 20  54 48 45 20 43 55 52 53  |ING\..  THE CURS|
00000EB0: 4F 52 20 49 53 20 59 4F  55 52 20 49 4E 44 49 43  |OR IS YOUR INDIC|
00000EC0: 41 54 4F 52 20 41 53 20  54 4F 5C 20 20 57 48 41  |ATOR AS TO\  WHA|
00000ED0: 54 20 46 49 45 4C 44 20  4F 52 20 4F 50 54 49 4F  |T FIELD OR OPTIO|
00000EE0: 4E 20 59 4F 55 20 48 41  56 45 5C 20 20 53 45 4C  |N YOU HAVE\  SEL|
00000EF0: 45 43 54 45 44 20 4F 4E  20 54 48 45 20 53 43 52  |ECTED ON THE SCR|
00000F00: 45 45 4E 2E 5C 11 20 20  20 20 20 20 1F 43 55 52  |EEN.\.      .CUR|
00000F10: 53 4F 52 20 4D 4F 56 45  4D 45 4E 54 20 20 20 20  |SOR MOVEMENT    |
00000F20: 20 50 52 45 53 53 5C 20  20 20 20 20 20 B7 B7 B7  | PRESS\      ...|
00000F30: B7 B7 B7 B7 B7 B7 B7 B7  B7 B7 B7 B7 20 20 20 20  |............    |
00000F40: 20 B7 B7 B7 B7 B7 5C 20  20 20 20 20 20 20 90 20  | .....\       . |
00000F50: 55 50 20 20 20 20 20 20  20 20 20 20 20 20 20 20  |UP              |
00000F60: 20 20 43 52 53 52 20 44  4F 57 4E 5C 20 20 20 20  |  CRSR DOWN\    |
00000F70: 20 20 20 20 44 4F 57 4E  20 20 20 20 20 20 20 20  |    DOWN        |
00000F80: 20 20 20 20 20 20 53 48  49 46 54 20 43 52 53 52  |      SHIFT CRSR|
00000F90: 20 55 50 5C 20 20 20 20  20 20 20 20 54 4F 50 20  | UP\        TOP |
00000FA0: 4C 45 46 54 20 20 20 20  20 20 20 20 20 20 48 4F  |LEFT          HO|
00000FB0: 4D 45 5C 11 20 20 57 48  45 4E 45 56 45 52 20 59  |ME\.  WHENEVER Y|
00000FC0: 4F 55 20 53 45 4C 45 43  54 20 41 4E 20 4F 50 54  |OU SELECT AN OPT|
00000FD0: 49 4F 4E 2C 20 4F 52 5C  20 20 45 4E 54 45 52 20  |ION, OR\  ENTER |
00000FE0: 44 41 54 41 2C 20 54 48  45 20 43 55 52 53 4F 52  |DATA, THE CURSOR|
00000FF0: 3A 5C 11 20 20 1F 31 29  90 20 50 52 4F 43 45 45  |:\.  .1). PROCEE|
00001000: 44 53 20 54 4F 20 4E 45  58 54 20 49 4E 50 55 54  |DS TO NEXT INPUT|
00001010: 20 53 50 4F 54 2E 5C 11  20 20 1F 32 29 90 20 50  | SPOT.\.  .2). P|
00001020: 52 4F 43 45 45 44 53 20  54 4F 20 4C 4F 43 41 54  |ROCEEDS TO LOCAT|
00001030: 49 4F 4E 20 57 48 45 52  45 20 4D 49 53 53 49 4E  |ION WHERE MISSIN|
00001040: 47 5C 20 20 20 20 20 44  41 54 41 20 49 53 20 52  |G\     DATA IS R|
00001050: 45 51 55 49 52 45 44 2E  00 93 11 90 20 20 20 20  |EQUIRED.....    |
00001060: 20 20 20 48 4F 57 20 54  4F 20 55 53 45 20 54 48  |   HOW TO USE TH|
00001070: 45 20 50 52 4F 47 52 41  4D 5C 20 20 20 20 20 20  |E PROGRAM\      |
00001080: 20 B7 B7 B7 B7 B7 B7 B7  B7 B7 B7 B7 B7 B7 B7 B7  | ...............|
00001090: B7 B7 B7 B7 B7 B7 B7 5C  11 1F 20 53 45 4C 45 43  |.......\.. SELEC|
000010A0: 54 49 4E 47 20 41 20 43  48 4F 49 43 45 20 46 52  |TING A CHOICE FR|
000010B0: 4F 4D 20 54 48 45 20 4D  45 4E 55 5C 98 20 B7 B7  |OM THE MENU\. ..|
000010C0: B7 B7 B7 B7 B7 B7 B7 B7  B7 B7 B7 B7 B7 B7 B7 B7  |................|
000010D0: B7 B7 B7 B7 B7 B7 B7 B7  B7 B7 B7 B7 B7 B7 5C 20  |..............\ |
000010E0: 20 1F 31 29 90 20 50 4F  53 49 54 49 4F 4E 20 54  | .1). POSITION T|
000010F0: 48 45 20 43 55 52 53 4F  52 20 55 53 49 4E 47 20  |HE CURSOR USING |
00001100: 54 48 45 5C 20 20 20 20  20 4D 4F 56 45 4D 45 4E  |THE\     MOVEMEN|
00001110: 54 2F 43 55 52 53 4F 52  20 4B 45 59 53 5C 20 20  |T/CURSOR KEYS\  |
00001120: 1F 32 29 20 90 50 52 45  53 53 20 54 48 45 20 53  |.2) .PRESS THE S|
00001130: 50 41 43 45 20 42 41 52  5C 11 1F 20 49 4E 50 55  |PACE BAR\.. INPU|
00001140: 54 54 49 4E 47 20 56 41  4C 55 45 53 5C 98 20 B7  |TTING VALUES\. .|
00001150: B7 B7 B7 B7 B7 B7 B7 B7  B7 B7 B7 B7 B7 B7 B7 5C  |...............\|
00001160: 20 20 1F 31 29 20 90 50  4F 53 49 54 49 4F 4E 20  |  .1) .POSITION |
00001170: 54 48 45 20 43 55 52 53  4F 52 20 54 4F 20 54 48  |THE CURSOR TO TH|
00001180: 45 20 53 50 4F 54 5C 20  20 20 20 20 57 48 45 52  |E SPOT\     WHER|
00001190: 45 20 49 4E 50 55 54 20  49 53 20 44 45 53 49 52  |E INPUT IS DESIR|
000011A0: 45 44 2E 5C 20 20 20 20  20 28 48 49 47 48 4C 49  |ED.\     (HIGHLI|
000011B0: 47 48 54 45 44 20 49 4E  20 12 1C 52 45 56 45 52  |GHTED IN ..REVER|
000011C0: 53 45 20 52 45 44 92 90  29 5C 11 1F 20 20 32 29  |SE RED..)\..  2)|
000011D0: 20 90 54 59 50 45 20 49  4E 20 59 4F 55 52 20 56  | .TYPE IN YOUR V|
000011E0: 41 4C 55 45 2C 20 52 45  4D 45 4D 42 45 52 49 4E  |ALUE, REMEMBERIN|
000011F0: 47 5C 20 20 20 20 20 53  4F 4D 45 20 46 49 45 4C  |G\     SOME FIEL|
00001200: 44 53 20 4E 45 45 44 20  41 20 44 45 43 49 4D 41  |DS NEED A DECIMA|
00001210: 4C 20 50 4F 49 4E 54 5C  20 20 20 20 20 4F 52 20  |L POINT\     OR |
00001220: 41 20 4D 49 4E 55 53 20  53 49 47 4E 2E 5C 11 1F  |A MINUS SIGN.\..|
00001230: 20 20 33 29 20 90 50 52  45 53 53 20 54 48 45 20  |  3) .PRESS THE |
00001240: 52 45 54 55 52 4E 20 4B  45 59 2E 00 93 11 90 20  |RETURN KEY..... |
00001250: 20 20 20 20 20 20 48 4F  57 20 54 4F 20 55 53 45  |      HOW TO USE|
00001260: 20 54 48 45 20 50 52 4F  47 52 41 4D 5C 20 20 20  | THE PROGRAM\   |
00001270: 20 20 20 20 B7 B7 B7 B7  B7 B7 B7 B7 B7 B7 B7 B7  |    ............|
00001280: B7 B7 B7 B7 B7 B7 B7 B7  B7 B7 5C 20 1F 49 4E 50  |..........\ .INP|
00001290: 55 54 54 49 4E 47 20 56  41 4C 55 45 53 5C 20 98  |UTTING VALUES\ .|
000012A0: B7 B7 B7 B7 B7 B7 B7 B7  B7 B7 B7 B7 B7 B7 B7 B7  |................|
000012B0: 5C 20 20 90 41 46 54 45  52 20 50 41 53 53 49 4E  |\  .AFTER PASSIN|
000012C0: 47 20 54 48 45 20 45 44  49 54 20 52 45 51 55 49  |G THE EDIT REQUI|
000012D0: 52 45 4D 45 4E 54 53 2C  5C 20 20 54 48 45 20 43  |REMENTS,\  THE C|
000012E0: 55 52 53 4F 52 20 4D 4F  56 45 53 20 54 4F 20 54  |URSOR MOVES TO T|
000012F0: 48 45 20 4E 45 58 54 20  46 49 45 4C 44 2E 5C 11  |HE NEXT FIELD.\.|
00001300: 1F 20 20 4E 4F 54 45 53  5C 98 20 20 B7 B7 B7 B7  |.  NOTES\.  ....|
00001310: B7 5C 20 20 1F 31 29 20  90 49 4E 41 50 50 52 4F  |.\  .1) .INAPPRO|
00001320: 50 49 41 54 45 20 49 4E  50 55 54 53 20 57 49 4C  |PIATE INPUTS WIL|
00001330: 4C 20 42 45 5C 20 20 20  20 20 49 47 4E 4F 52 45  |L BE\     IGNORE|
00001340: 44 2C 20 53 55 43 48 20  41 53 20 4C 45 54 54 45  |D, SUCH AS LETTE|
00001350: 52 53 20 49 4E 5C 20 20  20 20 20 4E 55 4D 45 52  |RS IN\     NUMER|
00001360: 49 43 20 46 49 45 4C 44  53 2E 5C 20 20 1F 32 29  |IC FIELDS.\  .2)|
00001370: 20 90 4D 4F 56 45 4D 45  4E 54 20 4B 45 59 53 20  | .MOVEMENT KEYS |
00001380: 57 49 4C 4C 20 4C 45 41  56 45 20 56 41 4C 55 45  |WILL LEAVE VALUE|
00001390: 20 4F 46 5C 20 20 20 20  20 5A 45 52 4F 20 49 46  | OF\     ZERO IF|
000013A0: 20 48 49 54 20 57 48 49  4C 45 20 45 4E 54 45 52  | HIT WHILE ENTER|
000013B0: 49 4E 47 20 41 5C 20 20  20 20 20 46 49 45 4C 44  |ING A\     FIELD|
000013C0: 2E 5C 20 20 1F 33 29 20  90 44 45 46 41 55 4C 54  |.\  .3) .DEFAULT|
000013D0: 20 46 49 45 4C 44 20 45  4E 54 52 59 20 49 53 20  | FIELD ENTRY IS |
000013E0: 5A 45 52 4F 5C 20 20 1F  34 29 20 90 54 4F 20 44  |ZERO\  .4) .TO D|
000013F0: 45 4C 45 54 45 20 41 20  56 41 4C 55 45 20 50 52  |ELETE A VALUE PR|
00001400: 45 53 53 20 12 44 45 4C  92 20 4B 45 59 5C 20 20  |ESS .DEL. KEY\  |
00001410: 20 20 20 41 4E 44 20 54  48 45 20 4C 41 53 54 20  |   AND THE LAST |
00001420: 54 59 50 45 44 20 43 48  41 52 41 43 54 45 52 20  |TYPED CHARACTER |
00001430: 49 53 5C 20 20 20 20 20  45 52 41 53 45 44 2E 00  |IS\     ERASED..|
00001440: 93 11 90 20 20 20 20 20  20 20 20 48 4F 57 20 54  |...        HOW T|
00001450: 4F 20 55 53 45 20 54 48  45 20 50 52 4F 47 52 41  |O USE THE PROGRA|
00001460: 4D 5C 20 20 20 20 20 20  20 20 B7 B7 B7 B7 B7 B7  |M\        ......|
00001470: B7 B7 B7 B7 B7 B7 B7 B7  B7 B7 B7 B7 B7 B7 B7 B7  |................|
00001480: 5C 20 1F 53 50 45 43 49  41 4C 20 4B 45 59 53 5C  |\ .SPECIAL KEYS\|
00001490: 20 98 B7 B7 B7 B7 B7 B7  B7 B7 B7 B7 B7 B7 5C 20  | .............\ |
000014A0: 20 1F 53 50 41 43 45 20  42 41 52 20 20 20 20 90  | .SPACE BAR    .|
000014B0: 55 53 55 41 4C 4C 59 20  55 53 45 44 20 54 4F 5C  |USUALLY USED TO\|
000014C0: 20 20 20 20 20 20 20 20  20 20 20 20 20 20 20 49  |               I|
000014D0: 4E 44 49 43 41 54 45 20  54 48 41 54 20 41 4C 4C  |NDICATE THAT ALL|
000014E0: 20 49 53 5C 20 20 20 20  20 20 20 20 20 20 20 20  | IS\            |
000014F0: 20 20 20 46 49 4E 49 53  48 45 44 20 4F 4E 20 41  |   FINISHED ON A|
00001500: 20 53 43 52 45 45 4E 2E  5C 11 1F 20 20 46 32 20  | SCREEN.\..  F2 |
00001510: 20 20 20 20 20 20 20 20  20 20 90 50 52 49 4E 54  |          .PRINT|
00001520: 20 43 55 52 52 45 4E 54  20 53 43 52 45 45 4E 5C  | CURRENT SCREEN\|
00001530: 20 20 20 20 20 20 20 20  20 20 20 20 20 20 20 49  |               I|
00001540: 46 20 41 50 50 52 4F 50  49 41 54 45 2E 5C 11 1F  |F APPROPIATE.\..|
00001550: 20 20 46 33 20 20 20 20  20 20 20 20 20 20 20 90  |  F3           .|
00001560: 45 58 49 54 20 46 52 4F  4D 20 53 43 52 45 45 4E  |EXIT FROM SCREEN|
00001570: 5C 11 1F 20 20 46 35 20  20 20 20 20 20 20 20 20  |\..  F5         |
00001580: 20 20 90 46 49 4C 45 20  53 41 56 45 2F 52 45 54  |  .FILE SAVE/RET|
00001590: 52 49 45 56 45 20 4F 46  5C 20 20 20 20 20 20 20  |RIEVE OF\       |
000015A0: 20 20 20 20 20 20 20 20  53 43 52 45 45 4E 5C 11  |        SCREEN\.|
000015B0: 20 43 4F 4C 4F 55 52 20  43 4F 44 45 53 5C 1F 20  | COLOUR CODES\. |
000015C0: 20 42 4C 55 45 20 20 20  20 20 20 20 20 20 54 49  | BLUE         TI|
000015D0: 54 4C 45 53 20 41 4E 44  20 44 45 53 43 52 49 50  |TLES AND DESCRIP|
000015E0: 54 49 4F 4E 53 5C 90 20  20 42 4C 41 43 4B 20 20  |TIONS\.  BLACK  |
000015F0: 20 20 20 20 20 20 46 49  45 4C 44 20 44 41 54 41  |      FIELD DATA|
00001600: 5C 1C 20 20 52 45 44 20  20 20 20 20 20 20 20 20  |\.  RED         |
00001610: 20 43 55 52 53 4F 52 20  50 4F 53 49 54 49 4F 4E  | CURSOR POSITION|
00001620: 00 4C 00 C0 A2 00 85 FB  84 FC A1 FB F0 11 C9 5C  |.L.............\|
00001630: D0 02 A9 0D 20 D2 FF E6  FB D0 EF E6 FC D0 EB 60  |.... ..........`|
00001640: 0B 60 B8 61 45 64 87 66  E2 68 9E 6B 4A 6E 57 70  |.`.aEd.f.h.kJnWp|
00001650: 4A 72 3E 74 00 AD 52 76  0A A8 B9 3E 76 48 B9 3F  |Jr>t..Rv...>vH.?|
00001660: 76 A8 68 20 22 76 20 96  77 4C 53 76 A9 00 20 90  |v.h "v .wLSv.. .|
00001670: FF 20 E7 FF A9 10 A2 06  A0 77 20 BD FF A9 03 A2  |. .......w .....|
00001680: 08 A0 00 20 BA FF A9 00  A2 01 A0 08 20 D5 FF 86  |... ........ ...|
00001690: 2D 86 2F 84 2E 84 30 20  B7 FF C9 40 D0 23 20 E7  |-./...0 ...@.# .|
000016A0: FF A9 93 20 D2 FF A9 52  8D 77 02 A9 55 8D 78 02  |... ...R.w..U.x.|
000016B0: A9 4E 8D 79 02 A9 0D 8D  7A 02 A9 04 85 C6 4C 7B  |.N.y....z.....L{|
000016C0: E3 A9 C9 A0 76 20 22 76  4C 00 C0 93 11 11 11 11  |....v "vL.......|
000016D0: 11 11 11 11 11 11 11 11  11 11 11 11 11 11 11 11  |................|
000016E0: 11 11 11 11 20 20 20 20  20 05 C4 49 53 4B 20 C5  |....     ..ISK .|
000016F0: 52 52 4F 52 20 2D 20 C3  48 45 43 4B 20 C4 49 53  |RROR - .HECK .IS|
00001700: 4B 20 C4 52 49 56 45 00  46 49 4E 41 4E 43 49 41  |K .RIVE.FINANCIA|
00001710: 4C 20 4F 50 54 49 4F 4E  13 11 11 11 11 11 11 11  |L OPTION........|
00001720: 11 11 11 11 11 11 11 11  11 11 11 11 11 11 11 11  |................|
00001730: 90 20 20 20 4C 4F 41 44  49 4E 47 20 46 49 4E 41  |.   LOADING FINA|
00001740: 4E 43 49 41 4C 20 4F 50  54 49 4F 4E 20 50 52 4F  |NCIAL OPTION PRO|
00001750: 47 52 41 4D 05 00 13 11  11 11 11 11 11 11 11 11  |GRAM............|
00001760: 11 11 11 11 11 11 11 11  11 11 11 11 11 11 11 95  |................|
00001770: 5E 50 52 45 56 20 53 43  52 4E 3A 20 3C 53 50 41  |^PREV SCRN: <SPA|
00001780: 43 45 3E 4E 45 58 54 20  53 43 52 4E 3A 20 3C 52  |CE>NEXT SCRN: <R|
00001790: 45 54 3E 50 52 4F 47 00  A9 54 A0 77 20 22 76 20  |ET>PROG..T.w "v |
000017A0: E4 FF C9 5E D0 09 AD 52  76 F0 F4 CE 52 76 60 C9  |...^...Rv...Rv`.|
000017B0: 5F D0 08 A9 93 20 D2 FF  4C 00 C0 C9 20 D0 0B EE  |_.... ..L... ...|
000017C0: 52 76 AD 52 76 C9 0A 10  05 60 C9 0D D0 D1 A9 B8  |Rv.Rv....`......|
000017D0: A0 61 20 22 76 A9 16 A0  77 20 22 76 4C 6A 76     |.a "v...w "vLjv |
.`... P.!PLSV.....    .                 
              .\.    .                  
             .\..            SERIOUSLY F
OLKS\..    .                            
   .\.    .                             
  .\...     .                           
  .\     . .                           .
 .\     . .     .BY WILLIAM JELSMA  .   
. .\     . .                           .
 .\     .                             .\
...     .NOTE: USE _ FOR .GOLD DISK .MEN
U.......  .        .QQQQQQQQQQQQQQQQQ.\.
  .        .Q..       . .       ..Q.\.  
.        .Q..     .  ..$..  .     ..Q.\.
  .        .Q..   .  ..$. . . .$..  .   
..Q.\. .      .   .Q..  . ..$. .M. . .  
 .$.. .  ..Q. .        .\.  .        .Q.
. . .    .M N.    . . ..Q.\.  .        .
Q.. . ..$    V    $.. . ..Q.\.  .       
 .Q.. . .. .    . .   . . . . ..Q.\.  . 
       .Q..  . ..$.   . .   .$.. .  ..Q.
\.  .        .Q..   .  ..$. . . .$..  . 
  ..Q.\.  .        .Q..     .  ..$..  . 
    ..Q.\.  .        .Q..       . .     
  ..Q.\.  .        .QQQQQQQQQQQQQQQQQ.\.
     .    .  .TIME AND MONEY.\.         
     . . .WITH.\.      .FINANCIAL OPTION
 ANALYSIS.    ........ .AS TIME PASSES, 
IT IMPACTS THE VALUE  .\. OF YOUR MONEY.
 WHETHER, BY INTEREST.\ .EARNED OR INFLA
TION, THE DOLLAR.\. CHANGES WITH TIME. T
HIS MONTH'S.\. PROGRAM DEALS WITH THIS, 
ALONG WITH.\. THE CONVERTING OF A SERIES
 OF PAYMENTS\. INTO A SINGLE SUM..\... I
F YOU HAVE A CHANCE TO SUBSCRIBE TO.\. A
 MAGAZINE FOR $130 OR $127, WHICH.\. WOU
LD YOU CHOOSE? OF COURSE, BUT WHAT. .\ I
F THE CHOICES WHERE $130 FOR THREE.\. YE
ARS, OR $47 FOR ONE YEAR?.          .\..
.. PLEASE READ THE FOLLOWING DEFINITIONS
.\. AND WITH THIS MONTH'S PROGRAM, YOU C
AN.\. WISELY COME TO A DECISION....... .
DEFINITIONS........\.. .DISCOUNT. .RATE:
 .THE RATE USED TO.    .\ DETERMINE VALU
E OF MONEY IN PV OR FV.\ .GROWTH RATE:. 
.THE RATE OF INFLATION.\ .# OF PERIODS: 
.THE NUMBER OF PERIODS.\. FOR SERIES OF 
PAYMENTS.\ .COST/PERIOD: .THE AMOUNT OF 
CASH PER.\. PERIOD.\ .ONE TIME COST: .TH
E .SINGLE. AMOUNT OF.\. PAYMENT.\ .START
 PERIOD: .HOW MANY PERIODS FROM.\ .NOW D
OES THE SERIES START.\ .\ .PRESENT VALUE
 (PV): .IS THE VALUE OF.\ .AN AMOUNT OR 
SERIES OF AMOUNTS IN.\. .CURRENT. DOLLAR
S.\ .\ .FUTURE VALUE (FV): .IS THE VALUE
 OF.\. AN AMOUNT OR SERIES OF AMOUNTS AT
 SOME.\. POINT IN THE .FUTURE.. \.......
. .BACK TO OUR EXAMPLE OF THE MAGAZINE.\
. SUBSCRIPTION. IF OUR CHOICE IS $130.  
 .\ FOR THREE YEARS, OR $47 FOR ONE YEAR
.\ WHAT OPTION IS REALLY BETTER. WE CAN\
 ENTER THE APPROPIATE VALUES AND THE\ PR
OGRAM WILL SHOW THE DIFFERENCE\ BETWEEN 
OPTIONS.\.. DISCOUNT RATE = 18% (CREDIT 
CARD RATE)\ GROWTH = 6% (PRICE WILL GO U
P 6%/YEAR)\. .PERIODS(FROM NOW) = 2 (3 Y
RS TO 3 YRS).\ .COST/PERIOD = $47.\ .ONE
 TIME COST = $130.\. START(FROM NOW) = 0
 PRESENT.          .\... BY PRESSING ..F
7.., YOU WILL SEE THAT BY.  .\ PAYING AN
NUALLY IT COST $127. THUS THE\ THREE YEA
R SUBSCRIPTION RATE ISN'T.    .\ SUCH A 
DEAL. .\.. NOTICE THE PROGRAM ALSO GIVE 
SOME .   .\ STRAIGHT FV AND PV VALUES.. 
           .\.........       FORMULAS.\ 
      ..........\ .* PV OF $1 IN N  .PV 
= 1/(1+K)**N.   .\.   .YEARS AT K%.     
                    .\.. .* FV OF $1 IN 
N.  .FV =  (1+K)**N.\   .YEARS. .AT K%.\
. .* PV OF $1/YEAR.   .PV = 1-1/(1+K)**N
.   .\.   .STARTING 1 YEAR .     .......
.......\   .HENCE. .FOR N YEARS.        
  .K.\. .* FV OF $1/YEAR.   .FV. .= (1+K
)**N-1.     .\.   .STARTING 1 YEAR.     
 ............\   .HENCE FOR N YEARS.    
      .K.\. .* PV OF $1/YEAR GROWING.  .
1ST FLOW.\   .AT G%/YEAR STARTING.      
.=A.(1+G).\   .1 YEAR HENCE FOR N.\   .Y
EARS.                 .  . .X=(1+G).\   
     .PV = A.(X-X**(N+1)).   .......\.  
           ...............  . (1+K)\    
.            .1-X.\....         HOW TO U
SE THE PROGRAM\         ................
......\ .SCREEN POSITIONING\..  THE CURS
OR IS YOUR INDICATOR AS TO\  WHAT FIELD 
OR OPTION YOU HAVE\  SELECTED ON THE SCR
EEN.\.      .CURSOR MOVEMENT     PRESS\ 
     ...............     .....\       . 
UP                CRSR DOWN\        DOWN
              SHIFT CRSR UP\        TOP 
LEFT          HOME\.  WHENEVER YOU SELEC
T AN OPTION, OR\  ENTER DATA, THE CURSOR
:\.  .1). PROCEEDS TO NEXT INPUT SPOT.\.
  .2). PROCEEDS TO LOCATION WHERE MISSIN
G\     DATA IS REQUIRED.....       HOW T
O USE THE PROGRAM\       ...............
.......\.. SELECTING A CHOICE FROM THE M
ENU\. ................................\ 
 .1). POSITION THE CURSOR USING THE\    
 MOVEMENT/CURSOR KEYS\  .2) .PRESS THE S
PACE BAR\.. INPUTTING VALUES\. .........
.......\  .1) .POSITION THE CURSOR TO TH
E SPOT\     WHERE INPUT IS DESIRED.\    
 (HIGHLIGHTED IN ..REVERSE RED..)\..  2)
 .TYPE IN YOUR VALUE, REMEMBERING\     S
OME FIELDS NEED A DECIMAL POINT\     OR 
A MINUS SIGN.\..  3) .PRESS THE RETURN K
EY.....       HOW TO USE THE PROGRAM\   
    ......................\ .INPUTTING V
ALUES\ .................\  .AFTER PASSIN
G THE EDIT REQUIREMENTS,\  THE CURSOR MO
VES TO THE NEXT FIELD.\..  NOTES\.  ....
.\  .1) .INAPPROPIATE INPUTS WILL BE\   
  IGNORED, SUCH AS LETTERS IN\     NUMER
IC FIELDS.\  .2) .MOVEMENT KEYS WILL LEA
VE VALUE OF\     ZERO IF HIT WHILE ENTER
ING A\     FIELD.\  .3) .DEFAULT FIELD E
NTRY IS ZERO\  .4) .TO DELETE A VALUE PR
ESS .DEL. KEY\     AND THE LAST TYPED CH
ARACTER IS\     ERASED.....        HOW T
O USE THE PROGRAM\        ..............
........\ .SPECIAL KEYS\ .............\ 
 .SPACE BAR    .USUALLY USED TO\        
       INDICATE THAT ALL IS\            
   FINISHED ON A SCREEN.\..  F2         
  .PRINT CURRENT SCREEN\               I
F APPROPIATE.\..  F3           .EXIT FRO
M SCREEN\..  F5           .FILE SAVE/RET
RIEVE OF\               SCREEN\. COLOUR 
CODES\.  BLUE         TITLES AND DESCRIP
TIONS\.  BLACK        FIELD DATA\.  RED 
         CURSOR POSITION.L............I\
P... R...P...P.`.`.AED.F.H.KJNWPJR>T..RV
...>VH.?V.H "V .WLSV.. .. ...... W .....
. . ...... . U..-./...0 ..I@P# .... R..R
.W..U.X..N.Y....Z....FL{..I V "VL.......
....................     .DISK ERROR - C
HECK DISK DRIVE.FINANCIAL OPTION........
.................   LOADING FINANCIAL OP
TION PROGRAM............................
^PREV SCRN: <SPACE>NEXT SCRN: <RET>PROG.
.T W "V ..I^P..RV..NRV`I_P... R.L..I P..
RV.RVI...`I.PQ.. A "V.. W "VLJV
C64 Preview

> CLICK IMAGE PREVIEW FOR FULL MODAL